free tool

Labor burden calculator

The wage is not what an hour costs you. Add payroll taxes, workers' comp, benefits, and overhead to see your true, fully burdened cost per hour — the number you should bid labor at. No signup.

Your numbers

Burden is everything you pay on top of the wage. Adjust these to your business:

True cost of an hour

Fully burdened rate
$0.00/hr
Base wage
$0.00/hr
Burden added
$0.00/hr
Total burden
33.0%
Annual loaded cost
$0

If you bid labor at the bare wage of $0.00/hr, you're leaving out $0.00/hr of real cost — that gap is where jobs quietly lose money.

Use this loaded rate in your estimates — or let Sevyn carry it for you and pull your real costs from your bank so every job's profit is bank-true.

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What is labor burden?

Labor burden is everything you pay on top of a worker's wage to actually employ them: payroll taxes (FICA, FUTA/SUTA), workers' compensation, benefits, and a share of your overhead (truck, tools, admin). A typical construction burden runs roughly 25–40% on top of the base wage — so a $30/hr worker can really cost you $38–42/hr.

Why it matters for your bids

If you estimate labor at the bare wage, every hour is under-costed by your full burden — and across a job's worth of hours that's a serious chunk of margin gone before you start. Bid at the burdened rate instead. Then see how it flows into a whole job with the job profit calculator, or read how Sevyn keeps your real costs current straight from your bank instead of QuickBooks tagging.